If you deny a tenant based on credit or background, the FCRA says you owe them an adverse action notice; I drop one in the mail within 2 business days with the screening company’s name and address. Has anyone seen that diligence help in an eviction or fair housing dispute, or am I being overly cautious? Not legal advice — just comparing notes.
You nailed it with the timing — sending that letter promptly really helps. We’ve had instances where tenants tried to argue that they weren’t informed properly, but showing proof of sending the notice made a difference. Ever had to deal with a challenging tenant after sending one?
Absolutely, sending those adverse action letters quickly can really back you up in a dispute. I once had a tenant argue they weren’t properly notified, but my proof of mailing saved me. Have you ever faced pushback even after sending the letter?
, this drives me nuts too! I do the same with those letters within 2 days, but I also keep a log of everything — dates sent and what was included — just in case it gets messy later on. Have you ever had to pull up those logs to back yourself up in a dispute?